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Cowlitz Indian Tribe

Housing Services

Cowlitz Tribal Housing's mission is to aid in obtaining reliable housing for tribal members and their families.

Services & Programs

  • Elder Housing Apartments
  • Down Payment Assistance
  • Standard Rental & Mortgage Assistance
  • Elder Rental & Mortgage Assistance
  • Student Rental Assistance
  • Home Rehab
  • Help to Avoid Foreclosure
  • Well and Sewer Repair / Replacement


Eligibility & Restrictions

To apply for our services you must be an enrolled American Indian/Alaskan Native (AIAN). Housing and Urban Development (HUD) regulations and Cowlitz Indian Tribal Housing (CITH) policies about applicants and homes apply to all programs. Some services and programs may be limited to residents in the State of Washington (non-residents visit HUD for services in your area). We have a few expanded services and programs available for qualifying Cowlitz tribal members, while funding lasts.

Housing Services Information

Your Tribal Housing Department is proud of our vigorous down payment assistance program, where qualifying tribal families anywhere in the 48 contiguous United States can receive up to $35,000 as a down payment on their primary residence. This program is growing by leaps & bounds and has helped many Cowlitz families realize the American Dream of Homeownership! We are the only tribal department that serves members outside the state of Wash. ! Some restrictions apply; call (360) 864-8720 for info. and application.

COVID-19 Housing Assistance Program Extended (subject to available funding) for Cowlitz tribal member households who are experiencing lay-off, furlough, reduced wages/hours due directly to the COVID-19 pandemic.

COVID Mortgage Assistance Application   |  COVID Rental Assistance Application

Student Rental Assistance is available to full-time college students, anywhere in the continental U.S. HUD rules apply except income guidelines are expanded by gaming funding.

Cowlitz Indian Tribal Housing welcomes you to the Tribe’s Housing complex, located in Toledo, WA. Accommodations choices are efficiency apartments and 1 bedroom units. Rents are calculated on a sliding scale according to income. Small pets (dog or cat) welcome. This is an independent living complex, not assisted living. Minimum age 62. Must be enrolled member of a Federally recognized Indian Tribe. Must pass a background check, reference check, drug screen.

Elders (age 62 +) We assist qualifying Cowlitz elders with a portion of their rent or mortgage payment each month until the lifetime limit is of $50,000 is reached.

Tribal Housing assists qualifying low-income tribal members with rent for up to 6 months.

We assist qualifying low-income tribal members with mortgage payments for up to 6 mo.

With HUD funds we repair qualifying low-income tribal member’s homes to provide a decent, safe,  and sanitary place to live.  We serve most of the state of Washington with this program.

In some cases, we are able to help low-income tribal families avoid foreclosure. Restrictions apply, call for info and application.

In certain geographical areas, Indian Health Services (IHS) provides help with sanitation facilities such as sewer, septic, and water to Tribal homeowners.  Cowlitz Tribal Housing is the designated area representative for Indian Health Scattered Site projects – we issue applications  & forward them to IHS.

New Branch Office in Pierce County

More Cowlitz members live in Pierce County than any other county. To better serve our members, your housing department has purchased an office in central Pierce County opening soon.

SB 3903 112th St E, Tacoma WA 98446

Contact Us


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Tribal Housing

Office Hours
M - F | 8 am - 5 pm

107 Spencer Rd, Toledo WA, 98591
(360) 864-8720


The legacy of an ancient people in southwest Washington is rich with descendants who manage a growing portfolio of health, education, scientific research, housing, transportation, development, elder care, conservation and legal issues. The Cowlitz Tribe is a growing force in community building in what are now Clark, Cowlitz, Lewis and parts of Pierce, Skamania and Wahkiakum Counties, a vast territory occupied by numerous Cowlitz villages prior to non-Cowlitz exploration and seizure. Today, an elected Tribal Council is composed of professionals adept at managing multiple programs and projects.